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Home » Forex brokers reviews » XM.com review

XM Deposit and Withdrawal Methods in 2022

by Fxigor

Our Xm.com broker review described this famous forex broker’s basic features and offers. In this article, we will analyze only deposit and withdrawal options.

XM is one of the leading foreign exchange (forex) brokers globally, and millions of traders worldwide are using XM for forex trading. Many of these forex traders invest large amounts of money in forex trading. Therefore, they would like to determine the XM deposit and withdrawal methods to decide accordingly. One factor affecting the choice of the deposit or withdrawal method is the country where the trader is residing. Some payment/withdrawal methods are prevalent in each country due to several factors, and the trader will usually use that method since the fees will be less. Unless specified, the currencies for the deposit and withdrawal methods are USD, EUR, GBP, CHF, HUF, PLN, and AUD.

XM Deposit and Withdrawal Methods

XM.com deposit and withdrawal methods for traders are Credit card, Debit card, Neteller, Skrill, UnionPay, Web money, and Bank Wire. XM withdrawal options for XM partners are Skrill, Neteller, Sticpay and Bank Wire.

VISIT XM

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xm deposit methods

XM deposit methods are:

  • VISA
  • VISA Electron
  • Mastercard
  • Maestro
  • Diners Club International
  • UnionPay
  • XM Card
  • Skrill
  • Neteller
  • Web Money
  • Bank Wire
  • Sticpay

The minimum deposit for an XM account is $5 for MICRO and STANDARD forex trading accounts, $50 for ULTRA LOW trading accounts, and $10 000 for SHARES accounts.XM minimum withdrawal value is $5 for MICRO and STANDARD forex trading accounts, $50 for ULTRA LOW trading accounts, while for SHARES accounts is $10 000.

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The minimum deposit value for the XM account and minimum withdrawal for the XM account is related to the order type, not the payment method. Skrill withdrawal is one of the most used payment methods, and the minimum deposit (withdrawal too) is based on account types.

How to deposit money on XM Broker?

To deposit in your XM trading account, please do the following steps:
  1. Login to the XM Member account. 
  2. Select the deposit method such as Credit card, Bank Wire, or some wallet method.
  3. Type in the cell the deposit amount.
  4. Confirm the account number and deposit amount.
  5. Make payment.

XM deposit and withdrawal methods

How to deposit the XM account? There are several XM deposit options:

  • XM PayPal

XM forex broker doesn’t accept Paypal as a deposit and withdrawal option.

  • XM Credit/debit card

XM accepts deposits using credit and debit cards from Visa, Visa Electron, Mastercard, and Maestro. The minimum deposit amount is $5, and the amount is immediately credited to the user’s forex account. There are no fees for using this deposit method. This deposit method is widely preferred since most people have a debit or credit card. However, most credit and debit cards have a limit, so the amount deposited is also limited.

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  • XM Mastercard

XM company offers XM Mastercard in dollars and euros. Traders can get XM MasterCard from this broker and use it at ATMs, stores, and online. In less than 7 days, XM will send you a credit card, which you can use as a deposit and withdrawal option.

  • XM Electronic payment All the electronic payment methods have no fees and a minimum deposit of $5. Neteller, Skrill, and Unionpay are some of the electronic payment methods. For Neteller and Skrill, the amount is immediately credited to the forex account, while the deposit will be processed within 24 hours for Union pays. Cash only accepts USD deposits and Przelewy24 accepts PLN deposits, and the amount is instantly credited to the forex account. For Bitcoin, deposits in only three currencies, USD, EUR, and JPY, are accepted, and it may take up to one hour for the payment to get processed.
    Skrill payment method at XM
    XM Banking

For Sofort Banking, deposits are only accepted in Eur & GBP. Though the minimum amount is $5, and there are no fees, the deposit processing time will vary depending on the country. For conventional Bank transfer of deposit amount in the forex account, at least two hundred USD or equivalent will have to be deposited in the forex account at a time. The fees depend on the bank which is used. The amount deposited in the bank account will be credited to the forex account within two to five business days.

The trading bonus can use only non-European Union residents. Therefore, potential EU clients can not use forex or any CFD bonus. However, other broker promotions are usually available for all clients.

VISIT XM


XM withdrawal Review

If a user wishes to withdraw his money from the XM account, they will have to provide the Know Your Customer (KYC) documents, which are specified. According to the various regulatory bodies’ requirements in different countries, these documents are necessary to prevent money laundering. In addition, XM has an online and offline form where the customer’s personal information and background details must be provided. This information will help XM in providing better service to their customers. There are fewer withdrawal methods than deposits, which are discussed below. Unless specified, the XM user will have to withdraw at least five USD at a time, and there are no fees for withdrawal. The processing time for the withdrawal request is usually 24 hours on working days if the customer has completed the KYC requirements and submitted the documents required. These documents are the identity proof and proof of address of the trader. However, the amount will be credited to the linked bank account, usually only after three to five business days.

XM Credit cards and electronic payment

Visa, Visa electron credit and debit cards, Maestro, and Mastercard credit cards can be used for withdrawing funds. Unionpay is another option for fund withdrawal. Similarly, Skrill ( earlier called Moneybookers) and Neteller are electronic payment methods used for fund withdrawal. Bitcoin can also be used for withdrawing the money in the XM account, though funds can only be withdrawn in USD, EUR, and JPY. XM gives credit/debit cards top priority by XM, followed by Bitcoin withdrawals and Neteller/Skrill (e-wallet) withdrawals.

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XM Bank wire transfer

XM money transfer via bank wire can be done using the following steps:

  • Log in to the “Members Area”
  • Go to “Deposit” and select the deposit method “Bank Wire.”
  • The bank account details will appear.

Many forex traders are trading large amounts and prefer to make bank wire transfers to withdraw their profit.

The smallest amount permitted for making a withdrawal to a bank account is two hundred dollars. The withdrawal fees will vary based on the bank selected by the trader. The amount is usually credited to the bank account two to five business days after the withdrawal request is made. XM may process the bank withdrawal requests more slowly. The most prolonged XM bank wire transfer withdrawal period was 5 days in my last 8 years.

VISIT XM

XM fees

XM fees for all deposit methods and most withdrawal methods do not exist. However, wire transfer withdrawal fees exist, and it is different for each bank. Usually, the wire transfer withdrawal fee is between $20 and $30. 

XM deposit request failed.

“XM deposit request failed” represents the XM.com error when the depositing transaction can not be realized. To solve this problem, check the internet connection or have enough money in your deposit option balance. If errors still exist, contact live support for help.

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Usually, this error occurs when you pay using a credit or debit card and set the too considerable amount. Always set a few dollars less than your card’s available balance.

XM Fund safety

To keep their client’s funds and the forex traders safe, XM takes all measures to prevent unauthorized access to their information system clients’ funds are segregated and kept with the most reputed banks worldwide. Additionally, XM is also offering negative balance protection to its clients. XM has a risk management system implemented, which will ensure that the trader’s loss will be limited to the amount deposited with XM only.

Forex trading without any deposit

Many people are interested in forex trading yet do not have the money to take the risk. However, getting some forex trading experience is still possible without making a deposit.

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XM No deposit bonus

To encourage people curious about forex trading, XM offers a $30 no deposit bonus to those who create a new account with XM. This allows the new trader to take the risk of trading without risking his own money. The amount is directly credited to the live trading account and helps the trader understand market conditions.

XM Demo account

XM also allows new traders to create a demo or virtual account to trade in forex with virtual money. The trader will be given $50,000 in virtual money for each account made, which he can use to trade, become familiar with the features, and test strategies. A trader can create any number of demo accounts to practice trading. If the demo account is inactive for an extended period, it will be deleted immediately.

VISIT XM

Filed Under: XM.com review

XM Christmas Trading Hours 2021 and 2022

by Fxigor

Upcoming winter holidays bring joy and happiness.

Important information about the XM forex broker you can read at our XM.com review.

XM Christmas Trading Hours

XM Christmas Trading Hours Table shows that on January 1. 2022, and December 25. 2021. XM forex broker will not work, and trading will be disabled. XM forex broker operates in GMT+2 time zone.

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Detailed information about XM Christmas Trading Hours clients can see in this Table:

DateTrading Hours
24/12/2021Early Closing 18:50
25/12/2021Closed
27-30.12.2021.Normal Hours
31/12/2021Early Closing 18:50
1/1/2022Closed
2/1/2022Closed

XM deposit and withdrawal methods are Credit cards, Bank Wire, Skrill, Neteller, and various electronic payment methods.

Filed Under: XM.com review

Broker XM vs. FBS

by Fxigor

When choosing a broker, it becomes quite tough as it has to be as per your unique requirements and how well they suit you with their services. You should consider many points before opting for a broker, like – if the broker is regulated? From how many years they are providing the services? Is the broker renowned? Are there any restrictions or penalties levied? Do they have a website? Is the broker listed publicly? What is the registered location for the broker? The list goes on.

We have answered all these questions for you in this article for the very famous brokerage houses, XM Group and FBS Inc.

Broker XM vs. FBS

XM Group has 55  currency pairs, compared to 28 offered by FBS Inc. However, FBS offers bigger leverage up to 1:3000 and XM up to 1:888. If you are looking out for a broker to satisfy your desires for having a vast range of instruments, you may opt for XM Group. In contrast, if you are looking for a broker offering VIP accounts, FBS Inc can be a good choice for you.

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1. Regulations XM vs. FBS

If we compare broker XM vs. FBS, ASIC, CySEC, and IFSC regulate the XM Group, whereas ESMA and CySEC, IFSC regulates FBS. The regulation part makes both the traders reliable and trustable among the traders.

2. Years in the Market XM vs. FBS

It is always good to opt for a broker providing services in the market for a long time, as it increases their reliability, and you can be assured with quality services. Many brokers claim to give assured returns in a short period, but as a trader, you must apply your senses and choose the renowned one.

The broker should also have the services to provide a good risk management process to its clients; it helps clients save their money in crisis times. If we talk about XM vs. FBS, XM, and FBS, both have been in this business for the last eleven years, making both of them a lucrative choice.

3. Holding Money Account XM vs. FBS

While choosing a broker, you should be aware of the account where you are depositing the money; it should be different from how the broker uses itself for daily expenses and paying its staff.

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Most of the brokers have a separate bank account to deposit clients’ money. In the case of XM vs. FBS, both follow this regulation and segregate bank accounts for clients.

4. The Choice of Investment Bank XM vs. FBS

The investment banks that your broker chose to play an important role. If they are using Goldman Sachs, Barclays, HSBC, JP Morgan, etc., which are tier one banks, it is impressive and beneficial. Most of the tier one banks like HSBC are in the market for more than a century, in addition to that, they manage assets worth more than trillions; thus, they are trustable. Both FBS and XM use tier one investment banks.

5. Penalties or Fines XM vs. FBS

It is a big red flag if the broker you are about to opt for has been involved in any illegal activities and has been penalized or fined. So, it becomes important to verify the background before choosing a broker, as it would affect you.

6. Popularity XM vs. FBS

People choose brokers that they think are reliable, so the more the popularity, the better it is in most cases.

7. Public Listing XM vs. FBS

If a broker is registered publicly on a stock exchange platform, it is considered reputable and trusted. The reason behind it is the fact that in those cases, the broker would have to disclose the financial and company data to the public from time to time. However, XM and FBS are private companies.

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8. The Official Location XM vs. FBS

If you notice, renowned brokers mostly have their headquarters situated in a significant capital city where there is a financial hub, for example, Cyprus. The XM Group is located at Level 13, 333 George Street Sydney, NSW 2000, Australia and No.5 Cork Street, Belize City, Belize, C.A, and the FBS Inc Vasileos Georgiou A 89, Office 101, Potamos Germasogeias 4048, Limassol, Cyprus.

Features Offered by the Broker XM vs. FBS

The primary goal of choosing a broker is to have the features you want to ease your trading. Though if you are confused about it, here are three things that you can check on while selecting a broker.

  • Instruments and Services

If you are into forex trading, you can have this service at XM and FBS. At XM Group, you can have more than 55 currency pairs, while FBS has around 28 currency pairs.

If you also want to trade other assets such as commodities (silver, gold, oil, etc.) or cryptocurrencies, XM can be a better choice as FBS does not have services for trading commodity products.

  • Account Type and Selection of Platform

At present, MT4 is a very famous trading platform, and if you are choosing a broker, you would obviously want to avail yourself of the facility to trade on such popular platforms. Well, XM Group and FBS Inc offer the facility to trade on this popular trading platform. They even have the latest MT5 platform.

Along with accounting platforms, account type is a crucial point, too. The account type you chose should accommodate your needs and preferences. There are various account types offered by FBS and XM.

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You could choose from a standard account, mini account, or a VIP account if you chose FBS, while XM gives unique options such as an Islamic account for Muslim investors and traders. The reason behind this separate Islamic account is the fact that it is prohibited to have interest or trade swaps points as per Shariah Law, which is taken care of here.

  • Risk Management, Trading tools, and Funding

Different traders have different trading styles like hedging, scalping, etc. Thus, you need to know before choosing a broker to let you trade in your trading style. Both XM Group and FBS Inc provide hedging and scalping trading styles. You can also have the services of Expert Advisors (EAs) on both of these broker platforms.

For risk management, XM gives negative balance protection to prevent more debt towards the broker than the deposited amount. FBS does not have this facility. Other risk management tools include stop loss, price alerts, limit orders, etc.

The last thing on this list is funding, for which both XM and FBS use Neteller.

The trading bonus can use only non-European Union residents. Therefore, potential EU clients can not use forex or any CFD bonus. However, other broker promotions are usually available for all clients.

The Fee Structure XM vs. FBS

Like the trading tools, the fee structure should also be analyzed to profit in the end, and it does not pay your broker. Many a time, there are separate fees for various tools and instruments.

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The XM applies 0.10 points to trade EUR/USD, whereas FBS has lower charges for this instrument, making it more affordable. Many brokers charge for inactive accounts, deposits, and withdrawals, along with charging a commission. So, it would help if you did your own research before opting for a broker.

The Bottom Line: XM Vs. FBS

According to diverse needs, you can choose a broker that fits you, and as a result, there is nothing like an ideal broker.

Overall, if we compare, XM definitely has more bonus points compared to FBS as it has more trading instruments, products, and risk management in place. Though both the brokers provide traders with a demo account to help them understand their services, you can try them before opting for one.

Filed Under: FBS Review, Forex brokers reviews, XM.com review

XM.com Review – Key Findings for 2022

by Fxigor

XM Review

This XM.com forex broker review shows that XM is a reputable broker that is ASIC, CySEC, FSP regulated. Traders can get up to a $5000 trading bonus and trade indices, gold, oil, stocks, and various currency pairs. XM offers low withdrawal fees and a $30 free no deposit required deposit bonus.

XM Xemarkets broker changed old domain Xemarkets. com to new one xm.com a few years ago. Some old websites still write about Xemarkets.

XM.com is known for its outstanding welcome and loyalty bonuses, its changeable spreads, as well as the choice of either narrow or wide leverage, allowing traders to customize their experience as much as is possible. We carried out extensive testing of xm.com to compile this review. Read on to learn about the services that they offer and whether xm.com is right for you.

XM bonus review

XM forex broker offers a 100% bonus of up to $50000  for all traders who trade for the first time. Additionally, first-time traders can try a $30 no deposit required free bonus and test real live account trading without the risk.

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Special promotion – XM account bonus
XM bonus account: Get a 100% Bonus of up to $5000.This forex promotion is valid for all deposit clients, old and new.


General Information

Maximal leverage ratio: 1:500
Minimal deposit: No
Minimum lot volume: 1,000
Languages available are Russian, English, Chinese, Spanish, Arabic, Hungarian, French, German, Indonesian, Danish Italian, Japanese, Dutch, Malay, Italian, Greek, Indonesian, Dutch, Swedish, and Turkish.
Regulation:ASIC, CySEC, FSP
Trading Platforms: XM MT4, MAC,WEBTRADER, MULTITERMINAL, IPHONE, IPAD, ANDROID
XM Broker Time Zone: GMT+2
The most used platform is MT4, a platform used and appreciated by numerous forex traders worldwide. The MT4 platform is noted to choose market indicators and charting tools provided by the platform and its clear-cut interface and convenient implementation styles. It is also available in twenty languages.
While reviewing xm.com, we checked the firm’s MetaTrade4 and found this to be working fine. As promised, we didn’t experience re-quotes as we had with other forex brokers.

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XM MetaTrader 4 windows version you can download here: MT4 / MT5 Platforms

XM.com video tips :
See how to open a trading account at XM.com forex broker:

Forex XM mt4 Platforms

XM bids a substantial mixture of exchanging stages, from MetaTrader to the natural XM exchanging post. The MetaTrader 4 stage accompanies Live Feeds for News and with broad support. XM, as of now, offers six diverse electronic exchanging stages; the customers may utilize them.

  • XM MetaTrader 4, third gathering programming with the master consultant
  • XM WebTrader 4, third gathering programming for web exchanging
  •  XM MetaTrader 4 Multi-terminal
  • XM MetaTrader 4 for Mac, the port of Meta Trader 4 for Mac OS X

XM mt4 vs. mt5 platform: XM forex broker offers an MT5 platform as well. Currently, in my opinion, there are no big differences between these two platforms because major forex, stocks, indexes, and major financial instruments are on both platforms.

There is an XM.com Android application :
Please see how to use the Mobile Trader app – How to use the MT4 Android Phone Application Video:

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XM deposit and withdrawal methods

XM offers various deposit and withdrawal payment options. XM deposit and withdrawal methods are credit card, bank wire, Skrill, Neteller, and various electronic payment methods.

XM broker features
Xm.com provides many unique features and has many other exciting plans in the pipeline that are expected to be introduced shortly. So, for beginners, xm.com has some of the highest welcome bonuses obtainable, alongside some generous loyalty bonuses, including a twenty percent welcome bonus in addition to a ten percent bonus on all subsequent deposits. They also advertise the service of a managed account that, while not yet available, guarantees to be popular with traders looking for professional assistance in managing their accounts. Very few forex brokers currently offer this type of service.

Here you can see how to place orders in the XM mt4 platform if you are a beginner trader:

XM Customer Service

xm.com provides customers with a range of contact methods, including the ability to request a call-back, get live chat support, and forward e-mails to specific departments, ensuring you reach the right people. Customers can also choose to call the firm directly at their base in Cyprus or use one of the many different contact numbers provided on the XEMarkets website, should they know where their call is directed.
We tested xm.com live chat support several times and were consistently impressed by the respondent’s professionalism and reply speed. Both general and technical inquiries were managed with thoughtfulness and care.
The best option is to use a live chat XM forex support center.
We found the e-mail support to be sufficient throughout our review of xm.com. Responses were to the point and received within the six-hour time frame.

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XM zero spread account review

XM offers a zero spread account tight spread account, and the name of this account is XM zero. XM zero account minimum deposit is $50. However, although the spread is almost zero the commission for the XM Zero Account is $3.5 per $100,000 traded.

They have a noteworthy number of 37 feature instructional exercises, webinars in 12 dialects, and classes held everywhere. Another merchant has a long way to go by going to this agent.

XM Software Information

To fulfill the whole audience`s inclinations, XM Forex exchanging site gives the accompanying programming renditions. The additional alternative of the XM MAM Trader gives the merchant risk multiple accounts with an interim administration highlight. In this way, any new or master Forex merchant will have the capacity to reserve/resource without hardly lifting a finger.

The individuals who need to exchange progressing will likewise be satisfied to overhear that the financier offers a scope of portable exchanging applications that permit customers to screen, oversee, and open spots anywhere they are. At present, XM gives portable exchanging applications good with the larger part of Smartphone gadgets. The scope of stages obtainable by XM is great and ought to be sufficient to fulfill the lion’s share of merchants.


The product sorts that the XM uses are all dependable and permitted. Coincidentally, we have to include that the peril foundations authoritatively manage the XM stage in the European Union, so you are without a doubt on a protected spot here. The interface is something else you have to consider; why picking a legitimate Forex intermediary. All things considered, XM has a great deal to hotshot here, as well. Look at it yourself.

XM broker registration

XM brokers registration starts using the simple form. Later, traders need to enter many details, such as an address, employment status, average income, and properly send verification documents.
Even beginners to forex will find the xm.com website quick and easy to navigate. All information is provided in a simple, easy-to-understand way. The registration process was straightforward, although it should be noted that the registration form must be completed in English while the firm works in many different languages. Registering with the site took only a few minutes.
Deposits and withdrawals can be made by credit cards and are not subject to any fees or commissions. Accepted credit cards include MasterCard, Visa, Diners Club, Switch, and Solo. xm.com also accepts deposits and withdrawals via Neteller, wire transfer, and MoneyBookers, services that do carry a small fee. Regardless, xm.com does not charge customers for using these services.

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Ending Thoughts
Although we only spent a few weeks reviewing xm.com, we were incredibly impressed with the consistent quality of service experienced throughout that time. Unlike some other forex brokers, xm.com remains supportive and helpful throughout the trading process.

Filed Under: XM.com review

XM Delete Account – How to delete your account at XM.com?

by Fxigor

The XM trading platform was founded in 2009 for trading in binary options, stocks, and forex exchange (forex). It is one of the largest trading platforms, with more than two million users monthly. Since forex trading is advertised extensively, many people have opened an XM account hoping to make money trading. After a few weeks, months, or years, many people realize that they are not interested in forex trading because they are making losses. It is very time-consuming, or they are making more money using other methods. So they want to find out how they can XM delete accounts so that they do not bother about hacking or other problems.

XM Delete Account

How to delete my XM account?

To close the XM trading account, the trader will first have to log in to the client portal and go to the “Close account” section. If a trader wishes to close the MT4, MT5 trading account, they should ensure that the account is verified, that it has no open trades, no pending trades, no pending withdrawals, and no available balance. The account can only be closed 24 hours after all open trades are closed. However, if trades are opened or deposited in the account during these 24 hours, the closure process will be stopped, and the account will be reactivated. The account can also be reactivated from the member’s area.

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If you change your mind, you can always read the XM Review and see all the broker facts.
XM deposit and withdrawal methods are Credit card, Bank Wire, Skrill, Neteller, and various electronic payment methods.

Stopping emails

One of the reasons people want to delete their XM account is that they receive emails regularly, which they find irritating. Owning the XM account takes some time, so if the trader wishes to close it, he will not use the XM platform again without wasting his time. So if they only are finding the emails inconvenient, they can mark them as spam so that the emails are delivered in the spam folder. Alternately there is an unsubscribe option in the emails, and the trader can opt-out of receiving emails in the future.

Sending email for account closure

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To close the XM account completely, the user has to contact XM customer support. The customer support email for XM is support@xmglobal.com. The email should be sent from the email id used for opening the XM account. The email should have the title ‘Request for deletion of my XM account’ to prevent confusion. The trader should honestly specify why they want the XM account closed since XM will appreciate the feedback. He should provide the other account details in the email for account closure. He will usually get a confirmation email that the account closure request is being processed.

How to delete my forex account?

To delete any forex account, you need to withdrawal all funds and close all trades. Then, call your representative and request account termination. Usually, the process will be done in a couple of hours. If you didn’t use your forex account for a long time, it would be closed automatically by the forex broker.

Filed Under: XM.com review

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